Michael Loscavio is the President of Payments Training Solutions (PTS), a company focused on creating opportunities for business owners and entrepreneurs looking to enter the merchant processing space. PTS provides training and sales consulting support for a network of over 200 processors servicing over 1700 merchants. The organization was formed in 2010 and has already grown to a multi-million dollar entity with perhaps the most complete line of solutions and out of the box integrations available. Prior to launching PTS, Loscavio spent the last 11 years managing investment portfolios of large educational and healthcare institutions, totaling 3.2 billion in assets, for The Vanguard Group.