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I am in sales and my product is home mortgages.
Some things about me:
I quote the bottom line in closing costs and interest rate the first time. There isn't anything for me to "shave" because I already do that out of respect for the person sitting across from me.
I don't add junk fees and I quote the lowest "real world" interst rate with no "hidden" fees or hoops.
I have never quoted (low rate) then switched programs on someone at the last minute claiming their obscure 30 day late from 1989 caused the rate to jump up. This is just nasty. All LO's worth their salt know exactly the interest rate the customer will be paying from within 30 seconds to 5 minutes of the credit being pulled. Everyone is so technologically advanced that to claim not to have that at their fingertips is the beginning of the scam.
My buyers and refinancers see that the quote I give them from the beginning leaves them with no surprises at the closing table when it comes to money. Well, usually sweet surprises because they get money back or need less money than estimated in the beginning.
I am honest, but more importantly sincere.
I work hard to give my buyers and refinancers the best experience I can. Sometimes there is turbulance, but I am good at minimizing it and finding solutions.
I love what I do and couldn't imagine doing anything else.
I tried the tag lines:
Providing mortgage the way they are meant to be.
Providing backyard BBQ fun, one new home owner at a time.
I appreciate your time!